Disclaimer

Last Updated: August 26, 2026

The information contained on this website is provided by Lumia Gold and Minerals Ltd for general commercial, educational and informational purposes.

1. General Information Only

Nothing on this website should automatically be interpreted as:

  • Legal advice
  • Financial advice
  • Investment advice
  • Tax advice
  • Customs advice
  • Regulatory advice
  • Insurance advice

Professional advice should be obtained for transaction-specific circumstances.

2. No Guaranteed Gold Availability

Website references to gold products or potential supply do not guarantee that a specific quantity is currently available.

Availability must be independently confirmed.

3. No Guaranteed Purity

Gold purity varies by product and lot.

References to specific purities are valid only where supported by the relevant product specification or assay.

Photographs, bar markings, color or appearance are not guarantees of purity.

4. No Guaranteed Origin

Origin information should be verified transaction by transaction.

Country of origin, country of refining, country of storage and country of export may differ.

5. No Guaranteed Price

Gold prices and commercial terms may change.

Prices shown on the website, where any appear, should be treated as indicative unless confirmed in a valid written offer or contract.

6. International Market Prices

References to market prices or benchmarks are provided for general context and can change rapidly.

Visitors should consult appropriate current market information before making financial decisions.

7. No Guaranteed Transaction Completion

Lumia does not guarantee that any transaction will be:

  • Approved
  • Exported
  • Delivered
  • Refined
  • Financed
  • Settled

A transaction may depend upon independent parties and government processes outside Lumia’s control.

8. Government Approvals

Only competent authorities can issue official:

  • Mining licences
  • Mineral-dealing licences
  • Export permits
  • Customs approvals
  • Certificates
  • Regulatory permissions

Nothing on this website should imply that Lumia replaces a government authority.

9. Due Diligence Limitations

Due diligence can reduce uncertainty but cannot eliminate all risk.

A due-diligence review represents information available within the agreed scope and at the relevant time.

It is not a permanent guarantee of a company, individual or transaction.

10. Assay Disclaimer

Assays should be performed by appropriately qualified laboratories or refineries.

Lumia is not responsible for technical results issued independently by third-party facilities unless applicable law or a specific agreement provides otherwise.

11. Logistics Disclaimer

Shipment schedules can be affected by:

  • Customs
  • Security
  • Weather
  • Airlines
  • Government authorities
  • Documentation
  • Destination requirements

Indicative timelines should not be interpreted as guaranteed delivery dates.

12. Refinery Disclaimer

Naming or discussing a refinery does not mean that the refinery:

  • Has approved the buyer
  • Has approved the seller
  • Has accepted the gold
  • Has agreed to process the shipment

Refinery acceptance should be independently established.

13. Investment Disclaimer

Gold and mining investments involve risk.

We do not guarantee:

  • Investment returns
  • Mine output
  • Mineral reserves
  • Future gold prices
  • Profitability

Independent legal, geological, financial, tax and investment advice should be obtained.

14. Photographs and Videos

Images may be:

  • Current product images
  • Illustrative images
  • General industry imagery

Unless an image is expressly identified as representing current verified inventory, it should not be interpreted as proof of present ownership or supply.

15. Content Accuracy

We seek to provide accurate information, but website information can become outdated.

Visitors should independently verify important current information.

16. External Websites

Lumia is not responsible for information published on external websites linked from ours.

17. Fraud Warning

Only communicate using Lumia’s officially published contact channels.

Before sending money or documents, independently verify:

  • Recipient
  • Email address
  • Payment beneficiary
  • Account instructions
  • Contract

Lumia should never be assumed responsible for fraudulent impersonation by unrelated third parties.

18. No Waiver of Statutory Rights

Nothing in this Disclaimer excludes rights or liabilities that cannot legally be excluded under applicable law.

19. Contact

Lumia Gold and Minerals Ltd
Nairobi, Kenya
Website: www.lumiagoldminerals.com
Email: info@lumiagoldminerals.com